MV

MarginVault AI — Found-Money ROI Scorecard

San Francisco, CA • Automated Back-Office Profit & POS Margin Shield

3x MINIMUM ROI GUARANTEE: PASSED (12.4x ROI)
Statement Generated: November 03, 2026 • Alan Musselman, Principal Architect
How to Read Your Day-14 / Monthly Scorecard: Below is every dollar of wholesale overcharges, POS margin creep, delivery chargebacks, and bake-sheet waste MarginVault AI caught for your store this cycle.
VERIFIED CLIENT PROFIT SCORECARD • 3x MINIMUM ROI GUARANTEE PASSED

Golden Gate Bakery Group [Sample]

Owner: Carlos & Elena (3 San Francisco Locations)  |  Profile: 3-Store Bakery, Cafe & Morning Catering Group (Toast POS)

Active Charter Plan: Tier 3: Multi-Store Group Vault ($699/mo Founding Rate Lock) (Standard: $1,950/mo)

12.4x ROI
Verified Return on Fee
+$7,968.60 Net
1. Wholesale Hikes Caught
+$3,480.00
POS Register & Barcode Margin Restored
2. Cross-Store Credits Claimed
+$1,410.00
Vendor Price-Match & 5-Case Post-Offs
3. DoorDash Chargebacks Won
+$1,140.00
Timestamp Disputes & +22% Hedged Menu
4. 8 PM Bake-Sheet Waste Saved
+$2,637.60
Weather Prep Forecast & Dead-Stock Shield
Gross Found & Protected Money +$8,667.60
−
Founding Store Fee ($199 / $399 / $699) -$699.00
=
NET PROFIT ADDED TO OWNER'S POCKET +$7,968.60 (12.4x ROI)
Itemized Audit Trail & Verified Profit Recovery Ledger (Last 30 Days)
Date Recovery Pillar Verified Invoice / POS / Delivery Action Taken Location Status Monthly Impact
10/04 Wholesale Hike Caught BakeMark Unsalted Butter Block 30lb hiked +11.8% ($94.50 -> $105.65/case); updated 14 Toast pastry SKUs +$0.35 All 3 Stores POS Updated +$1,620.00
10/09 Wholesale Hike Caught Sysco Heavy Whipping Cream & Guittard Chocolate Chips silent +9.4% invoice creep caught; menu margin restored to 74% All 3 Stores POS Updated +$1,860.00
10/14 Cross-Store Credit Store #3 billed $59.25/case for AA Large Eggs vs $54.00 contract rate at Store #1 (42 cases credited back by rep) Store #3 (Mission) Credit Issued +$885.00
10/19 Cross-Store Credit Missing 5-case flour volume tier rebate & 3 shorted packaging sleeves claimed via SMS dispute template Stores #1 & #2 Credit Issued +$525.00
10/24 DoorDash Chargebacks Won 34 unfair DoorDash & Uber Eats 'missing item' error deductions reversed using Toast kitchen ticket print timestamps All 3 Stores Payout Credited +$1,140.00
10/30 8 PM Bake-Sheet Saved 8:00 PM Weather-Adjusted 4 AM Bake-Sheet cut Tuesday/Wednesday stales by 38% & captured 2 rainy Sunday pastry spikes All 3 Stores Verified PMIX +$2,637.60
Total Gross Found & Protected Profit This Month +$8,667.60
Less: MarginVault AI Founding Store Monthly Charter Fee (Locked-In Rate vs. $1,950/mo Standard) -$699.00
NET PROFIT ADDED TO OWNER'S POCKET (12.4x VERIFIED ROI MULTIPLE) +$7,968.60
VERIFIED CLIENT PROFIT SCORECARD • 3x MINIMUM ROI GUARANTEE PASSED

Bayview Corner Spirits [Sample]

Owner: Marco (Single-Store Type-21 Liquor & Corner Market)  |  Profile: 1-Store Liquor, Craft Beer & Neighborhood Convenience Market (Clover / NRG Scanner)

Active Charter Plan: Tier 2: Full Single-Store Vault ($399/mo Founding Rate Lock) (Standard: $950/mo)

12.4x ROI
Verified Return on Fee
+$4,548.60 Net
1. Wholesale Hikes Caught
+$1,840.00
POS Register & Barcode Margin Restored
2. Cross-Store Credits Claimed
+$890.00
Vendor Price-Match & 5-Case Post-Offs
3. DoorDash Chargebacks Won
+$1,696.60
Timestamp Disputes & +22% Hedged Menu
4. 8 PM Bake-Sheet Waste Saved
+$521.00
Weather Prep Forecast & Dead-Stock Shield
Gross Found & Protected Money +$4,947.60
−
Founding Store Fee ($199 / $399 / $699) -$399.00
=
NET PROFIT ADDED TO OWNER'S POCKET +$4,548.60 (12.4x ROI)
Itemized Audit Trail & Verified Profit Recovery Ledger (Last 30 Days)
Date Recovery Pillar Verified Invoice / POS / Delivery Action Taken Location Status Monthly Impact
10/06 Wholesale Hike Caught Southern Glazer's Reserve Reposado 750mL (+10.5%) & Imported Mezcal (+8.8%) barcode prices updated ($54.99 -> $63.99) Main Register Barcode Synced +$1,120.00
10/12 Wholesale Hike Caught Reyes Beer 12-Pack Craft IPA & Mexican Lager case hike caught on paper invoice; shelf tags & UPC scanner updated Cooler Doors 1-4 Barcode Synced +$720.00
10/18 Post-Off & Short Credit Consolidated 3-case Vodka/Whiskey drop into 5-case California Post-Off tier (-$21/case) + 2 broken bottle driver credits Receiving Dock Credit Issued +$890.00
10/25 Delivery & Chargebacks Won Commission-Hedged (+22%) DoorDash Alcohol menu preserved 100% in-store margin + 9 driver ID/return chargebacks won DoorDash / UberEats Payout Credited +$1,696.60
10/30 Dead-Stock & CRV Recovery 8:00 PM Friday/Game-Day chiller prep alert + slow-moving top-shelf bundle freed $1,900 cash & reconciled CRV/invoice fees Backstock Vault Verified POS +$521.00
Total Gross Found & Protected Profit This Month +$4,947.60
Less: MarginVault AI Founding Store Monthly Charter Fee (Locked-In Rate vs. $950/mo Standard) -$399.00
NET PROFIT ADDED TO OWNER'S POCKET (12.4x VERIFIED ROI MULTIPLE) +$4,548.60